Hem Raj Pandey - DFSIN - SFL
Hem Raj Pandey
- Life and Health Insurance Advisor
My mission is to provide sound advice and help you achieve your financial security goals by listening to your priorities and aspirations. I help you identify your short and long-term needs and develop a suitable financial security plan, keeping in mind the values that motivate my commitment to you:
- Availability
- Competency
- Integrity
- Respect
My role consists in offering you the best possible solutions adapted to your financial security needs. I am committed to helping you:
- Protect yourself should you be faced with a disability, a loss of independence or a serious illness
- Plan the financing of your projects
- Manage your debts
- Establish your financial needs at retirement
- Prepare your estate plan
I stay on top of all the latest developments in the area of financial security planning and continually update my knowledge to ensure that I can offer the best and most current advice, with your needs front of mind.
I have decided to associate myself with Desjardins Financial Security Independent Network, a major distributor of financial products and services that gives me all the support I need to provide the excellent service my clients have come to expect. Being a part of Desjardins Insurance1, a leader amongst Life and Health Insurers in Canada, Desjardins Financial Security Independent Network and its Quebec counterpart SFL have over 1,500 partner representatives and more than 40 financial centres and sub-branches from coast to coast.
93 Skyway Avenue, Unit 205
Etobicoke, ON M9W 6N6
Tel.: 416-679-8866
Fax: 416-213-1235
hemraj.pandey@dfsin.ca
1 Desjardins Insurance refers to Desjardins Financial Security Life Assurance Company, a provider of life and health insurance and retirement savings products.